Arkansas Bankruptcy Attorneys
Two of the most common reasons why people file bankruptcy are creditor harassment and the threat of home foreclosure. If you are at risk of losing your home to foreclosure, or you are sick of harassing collection calls, wage garnishments or other debt related problems, an experienced bankruptcy attorney at Clark, Byarlay & Sparks can help.
To speak with an attorney at our firm about bankruptcy and your legal options, call 501-859-0318. We offer experienced representation at a reasonable price.
Stop Creditor Harassment
Creditors can be relentless. They make harassing collection calls to your home and may even call you at work. If constant phone calls and threatening letters do not do the trick, they may even file a civil lawsuit or garnish your wages. Auto repossessors may try to take your vehicle, and your home mortgage lender may even attempt to take your home.
Millions of people have put a stop to creditor harassment through bankruptcy. Through the power of the automatic stay, most creditors are quickly halted from further adverse collection activities like auto repossession, home foreclosure and collection calls. You may even be able to put a halt to the collection of certain wage garnishments and judgment debts.
Stop Home Foreclosure
Even if you are behind on your payments and the mortgage company has started foreclosure proceedings, you may be able to stop a home foreclosure through bankruptcy. With a Chapter 13 bankruptcy, you can pay back your mortgage arrears gradually over the duration of a three- to five-year debt repayment plan. The automatic stay can put a halt to home foreclosure and allow you time to obtain necessary relief through Chapter 13 bankruptcy.
Contact a Little Rock Bankruptcy Lawyer
To schedule a free consultation with one of our Little Rock creditor harassment attorneys, call 501-859-0318 or contact us by e-mail. To better serve our clients, we now have office locations in Little Rock and Marianna.
